At Naira Math (accessible from https://www.nairamath.com), the privacy of our visitors is of paramount importance to us. This Privacy Policy document outlines the types of information that is collected and recorded by Naira Math and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us at contact@nairamath.com.
1. Client-Side Financial Calculation Data (Zero Storage)
All financial inputs entered into our calculators—including loan amounts, interest rates, savings balances, and transaction counts—are processed entirely within your web browser (client-side) using vanilla JavaScript. Naira Math does NOT transmit, store, log, or sell any financial figures or personal numbers you enter into our tools. Once you close or refresh your browser tab, your calculation data is completely cleared from memory.
2. Log Files
Naira Math follows a standard procedure of using log files. These files log visitors when they visit websites. Standard hosting platforms (such as Netlify, Vercel, or GitHub Pages) do this as part of hosting services' analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.
3. Cookies and Web Beacons
Like any modern web property, Naira Math uses "cookies". These cookies are used to store information including visitors' preferences (such as your cookie consent choice stored in your browser's localStorage) and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.
4. Google AdSense & The DoubleClick DART Cookie
Google is a third-party vendor on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to www.nairamath.com and other sites on the internet.
- Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet.
- Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- Alternatively, users can opt out of a third-party vendor's use of cookies for personalized advertising by visiting the Network Advertising Initiative opt-out page at www.networkadvertising.org.
- For further details on how Google uses data when you use our partner sites or apps, please review Google's official documentation at https://google.com/policies/technologies/ads.
5. Third-Party Privacy Policies and Advertising Partners
Some of the advertisers on our site may use cookies and web beacons. Our primary advertising partner is Google AdSense. Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Naira Math, which are sent directly to users' browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Note that Naira Math has no access to or control over these cookies that are used by third-party advertisers. You should consult the respective Privacy Policies of these third-party ad servers for more detailed information.
6. Managing & Disabling Cookies
You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites (e.g. Chrome, Firefox, Safari, Edge).
7. Nigeria Data Protection Act (NDPA) & International Rights
Naira Math complies with the Nigeria Data Protection Act (NDPA 2023) and general international privacy frameworks (including GDPR). Every user is entitled to the following:
- The right to access: You have the right to request copies of your personal data held by us.
- The right to rectification: You have the right to request that we correct any information you believe is inaccurate.
- The right to erasure: You have the right to request that we erase your personal data under certain statutory conditions.
- The right to restrict processing: You have the right to request that we restrict the processing of your personal data.
8. Children's Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. Naira Math does not knowingly collect any Personal Identifiable Information from children under the age of 13.
9. Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.